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Terrible FHFA Duty to Serve Rule Leads to Useless Fannie And Freddie DTS Chattel Plans

[vc_row][vc_column][vc_column_text]Washington, D.C., May 9, 2017 – The entirely discretionary final “Duty to Serve Underserved Markets” (DTS) rule published by the Federal Housing Finance Agency (FHFA) on December 29, 2016 — opposed by the Manufactured Housing Association for Regulatory Reform (MHARR) as being totally inconsistent with the mandatory and remedial nature of DTS as enacted by […]

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MHARR — Issues and Perspectives “Reality Versus Empty Posturing”

MHARR – ISSUES AND PERSPECTIVES By Mark Weiss MAY 2024 “REALITY VERSUS EMPTY POSTURING” Henry David Thoreau, in the classic, “Walden,” lamented that “shams and delusions are esteemed for [the] soundest truths, while reality is fabulous.” He observed that if “men would steadily observe realities only” and “not allow themselves to be deluded,” life would

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“The Duty to Serve — A Cruelly-Unfulfilled Promise and Mandate” MHARR – ISSUES AND PERSPECTIVES AUGUST 2023 by Mark Weiss

MHARR – ISSUES AND PERSPECTIVESBy Mark WeissAUGUST 2023  “THE DUTY TO SERVE — A CRUELLY-UNFULFILLED PROMISE AND MANDATE” The June 2023 edition of “MHARR – Issues and Perspectives,” addressed one of the two major post-production factors – discriminatory and exclusionary zoning mandates — underlying both the HUD Code manufactured housing industry’s failure to achieve significantly

“The Duty to Serve — A Cruelly-Unfulfilled Promise and Mandate” MHARR – ISSUES AND PERSPECTIVES AUGUST 2023 by Mark Weiss Read More »

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‘FHFA has Repeatedly Reported Material Misrepresentations to Congress’ ‘Breach of Responsibilities under HERA Relating to DTS’

August 15, 2022 VIA ELECTRONIC SUBMISSION Hon. Sandra ThompsonDirectorFederal Housing Finance AgencyConstitution Center400 7th Street, SWWashington, D.C. 20219 Re: Duty to Serve Listening Session – Manufactured Housing (July 11, 2022) Dear Ms. Thompson: The following written comments, corresponding with my verbal presentation at the July 11, 2022 Duty to Serve Underserved Markets (DTS) Listening Session

‘FHFA has Repeatedly Reported Material Misrepresentations to Congress’ ‘Breach of Responsibilities under HERA Relating to DTS’ Read More »

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MHARR Presents Comments at Federal Housing Finance Agency Duty To Serve “Listening Session”

The Manufactured Housing Association for Regulatory Reform (MHARR) provided comments to the Federal Housing Finance Agency (FHFA) at a July 12, 2022 “Listening Session” regarding the 2022-2024 Duty to Serve Underserved Markets (DTS) plans filed by federal mortgage giants Fannie Mae and Freddie Mac (Enterprises). While FHFA sought to target the listening session toward manufactured

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MHARR Calls for Mainstream Manufactured Home Loans to Be Included in Enterprise Housing Goals

Washington, D.C., March 1, 2021 – The Manufactured Housing Association for Regulatory Reform (MHARR) has filed comments copy attached with the Federal Housing Finance Agency (FHFA) calling for the inclusion of mainstream manufactured home personal property or “chattel” loans — once again – within the Agency’s Enterprise Housing Goals (EHG) for mortgage giants Fannie Mae and

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Duty to Serve MH

MHProNews Q&A with Danny Ghorbani The following is a reprint of a popular new periodic series of questions and answers (Q&A) published by MHProNews. The series aims to set key industry issues in its proper historic and factual context. MHProNews asked Danny Ghorbani to participate due to his unique and award winning 50-year history in manufactured housing.

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“Time to Investigate Fannie And Freddie’s Mishandling Of DTS”

It’s been more than ten years since Congress enacted the Housing and Economic Recovery Act of 2008 (HERA) and its “Duty to Serve Underserved Markets” (DTS) mandate.  DTS directs both Fannie Mae and Freddie Mac to “develop loan products and flexible underwriting guidelines to facilitate a secondary market for mortgages on manufactured homes for very low, low

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“Another Missed Post-Production Opportunity?”

[vc_row][vc_column][vc_column_text]MHARR —Issues and Perspectives By Mark Weiss September 2018   HUD Secretary, Dr. Ben Carson, as the saying goes, “gets it.” First, and most fundamentally, he understands – and has very plainly stated — that to successfully address and ultimately solve the nation’s affordable housing crisis, which has some 21 million American families spending more than

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