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“Diversion, Distraction or Destruction — And Time to Raise the Red Flag?”

[vc_row][vc_column][vc_column_text]According to recent press reports, nearly fifty percent (or more) of the HUD Code manufactured housing production market is currently held by one manufacturer, Clayton Homes, Inc. (Clayton), a wholly-owned subsidiary of Berkshire Hathaway Corporation (BHC).  At the same time, at least thirty-five percent of the manufactured home consumer finance market (as acknowledged by BHC […]

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After Dithering Ten Years, FHFA, Fannie Mae and Freddie Mac Final DTS Plans Fail Consumers and Industry

[vc_row][vc_column][vc_column_text]Washington, D.C., January 5, 2018 – The Manufactured Housing Association for Regulatory Reform (MHARR) reports that after ten years of dithering, the final “Duty to Serve Underserved Markets” (DTS) plans filed by Fannie Mae and Freddie Mac — approved by their regulator, the Federal Housing Finance Agency (FHFA) and publicly released on December 18, 2017

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FHFA CONTINUES TO SHORT-SHRIFT MH CONSUMER FINANCING

[vc_row][vc_column][vc_column_text]FHFA BIAS AGAINST HUD CODE HOUSING CONTINUES The Federal Housing Finance Agency (FHFA) has once again given HUD Code manufactured housing the back of its hand, as the regulatory agency responsible for the supervision and conservatorship of the two Government Sponsored Enterprises (GSEs) – Fannie Mae and Freddie Mac – has granted the GSEs permission

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New Bill Addresses MH Inclusion/Regulatory Impacts

[vc_row][vc_column][vc_column_text]A new bill has been introduced in Congress by Rep. Norma Torres (D-CA) that would impact both the regulation of manufactured housing by the U.S. Department of Housing and Urban Development (HUD) and, potentially, the utilization of HUD-regulated manufactured housing by local jurisdictions that receive housing-related federal grants from HUD.  If pursued correctly by the

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 Fannie Mae Conducts “More Of The Same” Duty To Serve Meeting

[vc_row][vc_column][vc_column_text]Fannie Mae, the government-sponsored housing finance giant, held a one-day work session on October 17, 2017 at its Washington, D.C. conference center, dubbed “The Future of Manufactured Housing Forum.” MHARR participated in the forum (as it has with a similar manufactured housing working group convened by Freddie Mac), which featured discussion panels on various manufactured

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Actions and Abuses Of The Current HUD Manufactured Housing Program Administrator That Warrant Her Reassignment and Replacement

[vc_row][vc_column][vc_column_text]The current HUD manufactured housing program administrator, Pamela Danner – “parachuted” into that position on a career basis in violation of section 620(a)(1)(C) of the Manufactured Housing Improvement Act of 2000 — has engaged in multiple actions and abuses over the course of her nearly four-year tenure that have needlessly, baselessly, and unnecessarily harmed the

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MHARR Duty to Serve Comments Expose True Story Of GSE’S Resistance To Secondary Market Support For HUD Code Homes

[vc_row][vc_column][vc_column_text]Washington, D.C., July 11, 2017 – The Manufactured Housing Association for Regulatory Reform (MHARR) has filed written comments with the Federal Housing Finance Agency (FHFA), the federal regulator of the two Government Sponsored Enterprises (GSEs) – Fannie Mae and Freddie Mac – addressing the Duty to Serve Underserved Markets (DTS) “implementation” plans filed by the

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“Industry, States and Consumers Must Resist HUD Installation Power Grab”

[vc_row][vc_column][vc_column_text]As MHARR continues to expose the outlines, extent and sheer audacity of HUD’s ongoing power grab under Administrator Pamela Danner to dictate installation standards and enforcement procedures in all fifty states – including states with complying, HUD-approved, state law installation programs – the Association has received a wave of concerned inquiries from industry members and

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Terrible FHFA Duty to Serve Rule Leads to Useless Fannie And Freddie DTS Chattel Plans

[vc_row][vc_column][vc_column_text]Washington, D.C., May 9, 2017 – The entirely discretionary final “Duty to Serve Underserved Markets” (DTS) rule published by the Federal Housing Finance Agency (FHFA) on December 29, 2016 — opposed by the Manufactured Housing Association for Regulatory Reform (MHARR) as being totally inconsistent with the mandatory and remedial nature of DTS as enacted by

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