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Ginnie Mae Seeks Input on FHA Title I Manufactured Housing Program and Egregious 10-10 Rule

Following an MHARR meeting with senior Government National Mortgage Association (Ginnie Mae) officials on February 10, 2022 to address the near-collapse of the Federal Housing Administration (FHA) Title I manufactured housing program and the role of Ginnie Mae’s egregious “10-10” rule in leading to that collapse, Ginnie Mae has now issued a Request for Input […]

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MHARR White Paper Exposes Public Relations Exploitation Notwithstanding Continuing Industry Failures

Washington, D.C., July 25, 2022 – The Manufactured Housing Association for Regulatory Reform (MHARR) has published a research White Paper (copy attached –attachment 1– attachment 2) which exposes a decades-long pattern of public relations exploitation — by the supposed representative of “all segments” of the manufactured housing industry — of laws and government benefit programs

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DOE Resorts to Deception and Misdirection to Advance Its Flawed Energy Rule for Manufactured Housing

Washington, D.C., May 24, 2022 – The U.S. Department of Energy (DOE), in a reprehensible news release announcing the publication of its baseless and destructive energy standards for HUD Code manufactured homes (copy attached), resorts to deception and distortion in a futile attempt to rationalize a rule that will needlessly add thousands of dollars to

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Second Duty to Serve Plans Rebuff Manufactured Home Chattel Support Once Again

Washington, D.C., April 28, 2022 – The Manufactured Housing Association for Regulatory Reform (MHARR) reports that the Federal Housing Finance Agency (FHFA) has announced its “non-objection” to – i.e., approval of – Duty to Serve Underserved Markets (DTS) 2022-2024 implementation plans submitted by mortgage giants Fannie Mae and Freddie Mac. Without any meaningful explanation, the plans were

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MHARR Calls on White House to Jump-Start Manufactured Home Consumer Financing

Washington, D.C., April 21, 2022 – In written comments copy attached and verbal testimony presented on April 20, 2022 to a “Listening Session” of the White House Manufactured Housing Task Force, the Manufactured Housing Association for Regulatory Reform (MHARR) has called on the Biden Administration to jump-start the process to provide federal government support for the

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Manufactured Housing Association for Regulatory Reform (MHARR) Engagement with White House Expands

Following-up on a February 14, 2022 meeting with the White House Council on Environmental Quality’s (CEQ) Director for Housing Efficiency see, memorandum attached, MHARR has been invited to participate in an April 20, 2022 “listening session” being conducted by CEQ’s federal Manufactured Housing Task Force. The “listening session” will include multiple federal agencies connected with

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MHARR Meets with Senior Ginnie Mae Executives to Seek Elimination of Destructive “10-10” Rule

MHARR representatives met with senior-level officials of the Government National Mortgage Association (Ginnie Mae), including Acting Executive Vice President Michael Drayne, on February 10, 2022. The meeting was arranged to address MHARR’s request to newly-confirmed Ginnie Mae President Alanna McCargo, to either repeal or reform the Ginnie Mae “10-10” rule for lender participation in the

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“Where is the ‘Equity’ for Manufactured Homes and Consumers Of Affordable Housing?” – MHARR Issues and Perspectives

The Biden Administration, this month, marks its first full year in office. As one of his initial steps, President Biden announced that the concept of “equity” – economic equity and, most especially, racial equity – would be a bedrock foundation for his Administration’s policies and programs. In Executive Order 13985 (“Advancing Racial Equity and Support

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MHARR Urges New Ginnie Mae President to Restore Support for – and Integrity of – Manufactured Home Consumer Lending

MHARR, in a January 10, 2022 communication to new Government National Mortgage Association (Ginnie Mae) President, Alanna McCargo copy attached, has called on that organization to fully restore its statutory support for manufactured home consumer lending and thus re-establish the integrity and full-scale utilization of this government-insured home lending program. As industry members are aware,

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